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Housing Loan
HOUSING LOAN
| Purpose | » Purchase/Construction of House/Banglow |
| » Repairs of Flat/row House/Banglow | |
| Loan Amount | » 1) @ 85% of the estimated amount for purchase |
| » 2) @ 75% of the estimated amount for repairing | |
| Guarantor | » Two (Creditworthy Guarantor's) |
| Membership | » Yes, @ 2.5 % of Loan Amount share holding |
| Margin | » 15% Purchase Cost |
| » 25% Repairing Cost | |
| Security | » Registered Mortgage of the said Property |
| » Additional Collateral Security (if required) | |
| Documents | » Search & Title Report / Property Documents |
| » Purchase Deed / D/A, P/A, N/A Order of Builder | |
| » Commencement Certificate | |
| » Sanctioned Plan Copy (True copy) | |
| » Builder / Society NOC | |
| » Estimate (in case of construction) | |
| » Original copy of Agreement to Sale | |
| » Latest Income Proof of Applicant & Guarantor’s, search title, valuation | |
| • In case of Businessman- Last three I T returns with audited Financial Statement. | |
| Bank Track Record last year | |
| • In case of Salary Earner – Last three months Salary Certificate and | |
| one years Salary a/c statement. | |
| » ID & RD Proof's documents of Applicant & Guarantor's | |
| » Aadhar Card | |
| » PAN Card | |
| Pre-closure | » No Pre-closure Charges |
| Loan Processing Fee | » As Applicable (Service Charges) |
Call: 020-27286314/ 27284304
Contact No.:9156661425/ 9156661525
Email: admin@shriganeshbank.co.in
Email2: shriganeshbank@gmail.com
Resources
Mobile App for Customer Whatsapp Number Know Your Notes Reserve Bank Of India NPCI Check Your CIBIl RBI Financial Education Site RBI Kehta Hai RBI Ombudsman SchemeBanking Details
Registration No. - PNA/BNK/112/1997
RBI License No. - UBD.MAH.1557P Dt. 26.02.1998
PAN No. - AAAAG0632K
GST No. - 27AAAAG0632K2ZW
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