Fixed Deposit Loans

Looking to meet urgent financial needs without breaking your savings? Shri Ganesh Sahakari Bank Ltd. offers Fixed Deposit Loans that help you leverage your FD to get instant liquidity—without losing the benefits of your investment.

Key Features:

✅ Loan Against FD: Avail a loan by pledging your Fixed Deposit with the bank.
✅ Quick Processing: Fast approval with minimal documentation.
✅ Attractive Interest Rates: Competitive rates—only a small margin above your FD rate.
✅ No Need to Break FD: Continue earning interest on your fixed deposit.
✅ Flexible Repayment: Convenient repayment options to suit your financial plan.

Eligibility:

• Individuals holding Fixed Deposits with Shri Ganesh Sahakari Bank Ltd.
• Both single and joint FD holders are eligible.
• Loan available up to a certain percentage (usually 75%–90%) of the FD amount.

Documents Required:

• FD Receipt/Advice
• Photo ID & Address Proof
• Duly filled Loan Application Form
• Signature Verification (if required)

Loan Amount & Tenure:

• Loan Limit: Depends on FD value
• Tenure: Up to the maturity period of the FD
• Interest Rate: Fixed at a small margin (e.g., 2%) above the FD rate

Why Choose Us?

💠 Trusted Cooperative Banking
💠 Transparent Process
💠 Personalized Service
💠 Safe and Secure

Let your savings work harder for you—without letting go of them!

Shri Ganesh Sahakari Bank Ltd. – Your Trust, Our Commitment.