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Grid FD Rates

8%

Individual (13 Months To 24 Months)

8.30%

Senior Citizen (13 Months To 24 Months)

Financial Strength

Rs. In Crores

Sr. No.

Particular

31-03-2025

(Audited)

31-03-2024

(Audited)

31-03-2023

(Audited)

31-03-2022

(Audited)

1

Paid Up Share Capital

Rs.4.04

Rs.4.20

Rs.4.49

Rs.4.75

2

Reserves

Rs.30.63

Rs.34.86

Rs.37.16

Rs.32.53

3

Net Worth

Rs.24.41

Rs.19.37

Rs.13.37

Rs.14.83

4

CRAR

57.22%

42.91%

25.95%

26.87%

5

Net Profit

Rs. 5.31

Rs. 6.26

Rs.(-)1.27

Rs.(-)2.43

6

Deposit

Rs. 196.28

Rs. 204.78

Rs.221.00

Rs.228.41

7

Advances

Rs.41.86

Rs. 52.93

Rs.55.60

Rs.62.49

8

Gross NPA

8.72%

9.56%

12.90%

8.39%

9

Net NPA

1.15%

3.46%

7.91%

3.22%

10

CD Ratio

21.33%

25.85%

25.16%

27.36%

11

Default's in Maintenance of CRR & SLR Reported

NIL

NIL

NIL

NIL

12

Audit Classification

“A”

“A”

“B”

“B”