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Grid FD Rates

7%

Individual (2 Years To 3 Years)

7.5%

Senior Citizen (2 Years To 3 Years)

GOLD AND SILVER LOAN

Gold loan

:

» Gold Jewelry (Hallmark Preferred)
» Gold Ornaments

Loan Amount

:

» 70 % of Gold Value, or Rs. 5.00 Lakhs which is lower

Guarantor

:

» N/A

Valuation

:

» Net Weight Approved By Jewelers
» 70 % of Gold Value as a loan amount

Loaning

:

» Immediate Loan Sanction

Repayments

:

» Max. period 12 months only

EMI

:

» Up to Rs.2.00 Lakh Bullet Repayment Scheme
» Above Rs.2.00 Lac - EMI - Monthly (Max 12 Months)

Security

:

» Gold Jewelry

Pre-closure

:

» No Pre-closure Charges

Loan Processing Fee

:

» As Applicable (Service Charges)

Membership

:

» Nominal Membership if loan amount < or = Rs. 1.00 Lakh

» Above Loan amount Rs. 1.00 Lakh Rs.1060/- applicable for Share Holder