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GOLD AND SILVER LOAN |
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Gold loan |
» Gold Jewelry (Hallmark Preferred) |
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» Gold Ornaments |
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Loan Amount |
» 70 % of Gold Value, or Rs. 5.00 Lakhs which is lower |
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Guarantor |
» N/A |
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Valuation |
» Net Weight Approved By Jewelers |
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» 70 % of Gold Value as a loan amount |
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Loaning |
» Immediate Loan Sanction |
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Repayments |
» Max. period 12 months only |
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EMI |
» Up to Rs.2.00 Lakh Bullet Repayment Scheme |
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» Above Rs.2.00 Lac - EMI - Monthly (Max 12 Months) |
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Security |
» Gold Jewelry |
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Pre-closure |
» No Pre-closure Charges |
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Loan Processing Fee |
» As Applicable (Service Charges) |
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Membership |
» Nominal Membership if loan amount < or = Rs. 1.00 Lakh |
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» Above Loan amount Rs. 1.00 Lakh Rs.1060/- applicable for Share Holder |
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